Consumer Scam Report—Making The Web A Safer Place

Author: admin  //  Category: Consumer Scam Reports

Have you been scammed recently or become a victim of an online fraud? You are one of the thousands of web users who, despite liberal warnings issued on the net, still fail to recognize a scam. Consumer Scam Report online is a site designed to help victims like you reports these instances to the online community so that everyone is alerted to the existence of such online scams.

The objective of Consumer Scam Report online is to alert not only the online community but also the regulatory authorities about the possibility of scammers striking again at unsuspecting victims. It is important to report your experiences so that others do not face the same fate as you because online scammers usually use the same modus operandi a few times before switching plans.

Most of us fall for scams because they look like they are in our best interests. We usually respond quickly when we are asked for our bank account details and secured information when told that it is to ensure their security. Scammers could make great psychologists because they can read our minds like a book and know exactly how we will respond on impulse.

It is important to educate the online community about the newer methods and strategies adopted by scammers to reach your account or to gyp money from you. Consumer Scam Report is the forum that allows victims to report such instances and alert others to the presence of scammers. Web users must realize that the simple way to avoid getting gypped is to stop sharing personal information online. Never provide credit card numbers or social security numbers as reference for an account or to create a security system as no legitimate organization will ever ask for these details.

Consumer Scam Report is the best site to report and learn about online scams and how to avoid them in the future. Visit us to know how we can help you use the web in a better, more secure manner.

Los Angeles Search Engine Optimization Company

Review of Detox Scams To Avoid By Detox Dieter Reveals Importance of Natural Foods

Author: admin  //  Category: Uncategorized

Review of Detox Scams To Avoid By Detox Dieter Reveals Importance of Natural Foods













Free Detox Report


Boston, MA (PRWEB) January 31, 2014

Detox Dieter’s review of the free, downloadable eBook 5 Detox Scams To Avoid demonstrates the importance of using only natural foods to lose weight and improve overall health.

The Detox Scams To Avoid report from holistic nutritionist Yuri Elkaim shares important health information about many of the commercial detox programs on the market today. Many of these detox products and programs use questionable and even dangerous methods to deliver temporary weight loss results.

Hailed as one of the most controversial health reports ever released, the Detox Scams To Avoid report provides 28-pages of information surrounding the 5 detox scams to avoid at all costs.

The Detox Scams Report To Avoid report provides the information people need to avoid being sucked into a detox scam that promises amazing, fast weight loss and health improvements.

According to Michael Healey of DetoxDieter.org, “Anyone who is serious about improving their health must read this eye-opening Detox Scams To Avoid report.”

The complete 28-page Detox Scams To Avoid Report is available at: http://detoxdieter.org/detox-diet-scams/.

About: DetoxDieter.org is a new website that was launched in December 2013 in order to educate the community of the health benefits associated with detox and body cleanse. Most recently Detox Dieter released a video titled, “Top 5 Foods To Detox The Liver”.

















Follow us on:

Contact's Google Plus















Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Woman reports phone scam to police

Author: admin  //  Category: Scam Reports

A Pittsburgh woman claims she was almost the victim of a phone scam.
Video Rating: 0 / 5

Immigrants Learn about Income Tax Returns with the Help of the March 2014 Issue of Easy English NEWS

Author: admin  //  Category: Uncategorized

Immigrants Learn about Income Tax Returns with the Help of the March 2014 Issue of Easy English NEWS











A new taxpayer. Bigstockphotos.com


Virginia Beach, VA (PRWEB) January 30, 2014

The March 2014 edition of Easy English NEWS, a monthly newspaper for immigrants, will devote its central article to making newcomers aware of the laws about paying income tax, and aware of possibly getting a tax refund, available only if they file a tax return. Elizabeth Claire cuts the misnamed “Form 1040 EZ” down to size with explanations and definitions in simple English.

The IRS prints the 1040 forms only in English. The instruction book for the one-page 1040 EZ is 42 pages long. It’s also only in English. At the IRS.gov website, there are a few explanations in Spanish, Chinese, Vietnamese, Korean, and Russian. What about help for the other 200 native languages in the immigrant population? As we all know, the long, long sentences with many “if” clauses and conditions are daunting even for native English speakers. Terms such as spouse, dependent, deduction, and adjusted gross income are barriers to handling this one-page form on their own.

How are our newest citizens and residents going to become competent as taxpayers…with no instruction booklets in their language? Where are the trained tax preparers who are bilingual in English and Urdu? In English and Cambodian? What’s a new speaker of English to do?

Although most immigrants have noted that taxes are withheld from their paychecks, right now, in the middle of tax preparing season, many of them don’t know that they may be entitled to a tax refund. They don’t know that they need to file a return to get that refund. They don’t know that they may even be entitled to Earned Income Tax Credit.

New residents also don’t know that if they don’t file a tax return, they may be subject to penalties. They don’t know that the penalty for giving false information is a $ 5,000 fine.

And they don’t know about the scams from phony tax preparers, phishing websites, and overcharges.

Because of their vulnerability, immigrants are the most frequently overcharged group for tax preparation services. They are the most frequent victims of misinformation, of scams and of identity theft. Easy English NEWS hopes to lower that frequency.

By using short sentences, controlled vocabulary, and a practice form 1040 EZ in the March edition this year, teacher/publisher Elizabeth Claire provides a comprehensible introduction. She defines 60 essential tax-related vocabulary terms in simple English. These are terms that a second-year English learner is not likely to know, but will encounter in attempting to complete the 1040 EZ. While Claire does not urge readers to do their own taxes at first, she cautions them to carefully choose a tax preparer who can be trusted with their Social Security number, financial details and other personal information.

When a new taxpayer becomes familiar with terms such as dependent, spouse, interest, salary, adjustment, and itemize, he or she will spend far less time with the tax preparer, dread the process less, and be more secure from scammers and con artists.

Elizabeth Claire’s Easy English NEWS won the prestigious 2012 Mensa Education and Research Foundation’s Intellectual Contribution to Society Award.

In addition to civics education about the workings of the U.S. government, Claire presents -in simple English– current events, holidays, history, and essential information newcomers want to know about their new country.

Easy English NEWS is sold by subscription to thousands of high school and adult classes for English language learners.

Easy English NEWS has been published for the past 18 years by Elizabeth Claire, Inc, located at 2100 McComas Way, Suite 607, Virginia Beach, VA 23454. You can read a sample newspaper and get more information at elizabethclaire.com.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Scambook Offers Tips to Avoid Phishing Scams and Email Spam

Author: admin  //  Category: Scam Reports

Scambook Offers Tips to Avoid Phishing Scams and Email Spam












Los Angeles, CA (PRWEB) September 09, 2013

As phishing scams and spam messages continue to capitalize on the “spoofing” technique to fake their sender information, Scambook has noticed the increased need to warn consumers about how to avoid such schemes. Spoofed emails can lead to computer viruses or even more serious threats such as identity theft.

“Consumers need to be aware of these scams and pay closer attention to sender information when they receive an email. By detecting a spoofed sender address, consumers can avoid phishing scams and other types of email fraud that’s currently on the rise,” says Scambook’s Director of Marketing Kase Chong.

Scambook recommends the following four tips to determine if an email was sent fraudulently:

1.    Email Headers: Consumers need to pay close attention to email headers as “header” code can tell a lot about where an email really came from. As messages are delivered, they are passed from server to server, where each server adds records to the invisible message header. Therefore, by determining how to find the header and what it means, email scams can be spotted immediately. For Gmail users, going to the drop down menu next to the “Reply” icon, users can find this information by clicking “Show Original.”

2.    MX Lookup: “MX” which stands for “Mail Exchanger,” is the server a domain uses to route an email. Tools such as MxToolbox help find the MX server for the last trusted domain in the header. By identifying your own domain’s stamp, users can identify what IP address sent the message to that domain. If a spammer or scammer has been reported sending dubious mail before, there’s a good chance the address will appear on a Blacklist.

3.    IP Blacklists: IP addresses on the blacklist can also be checked by following the “Show Original” step and pasting all the header information into a tool like Google Header Analysis, which shows all the IPs involved. For those who have MxToolbox, this tool too can run a blacklist check on IP addresses.

4.    Don’t Feed The Spammers: Some individuals think by replying to a bogus email with an identity-affirming trick question is a good way to detect a spoofed fraud message. However, if the email is from a scammer, this will simply advertise that the email address is active, causing an influx of more spam. It’s best not to reply if unsure about an email.

ABOUT SCAMBOOK

Scambook is an online complaint resolution platform dedicated to obtaining justice for victims of fraud with unprecedented speed and accuracy. By building communities and providing resources on the latest scams, Scambook arms consumers with the up-to-date information they need to stay on top of emerging schemes. Since its inception, Scambook has resolved over $ 10 million in reported consumer damages. For more information, visit scambook.com.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Insurance Commissioner Gerhart Announces ?Iowa Fraud Fighters? Public Education Program to Assist Iowans to Prevent and Report Investment Fraud

Author: admin  //  Category: Scam Reports

Insurance Commissioner Gerhart Announces “Iowa Fraud Fighters” Public Education Program to Assist Iowans to Prevent and Report Investment Fraud













Iowa Fraud Fighters


Des Moines, IA (PRWEB) September 09, 2013

Iowa Insurance Commissioner Nick Gerhart announced today that the Iowa Insurance Division (IID) has launched the statewide “Iowa Fraud Fighters – Shield Your Savings” public education program. The program will educate and empower Iowans to combat and report investment and insurance fraud.

Con artists are targeting Americans age 60 and older, swindling more than 5 million Americans out of almost $ 3 billion each year, according to a 2009 Metlife study.

“Unfortunately, many smart Iowans have fallen victim to these very slick and sophisticated investment scammers, and some have lost their entire life savings,” said Commissioner Gerhart.

Martha-Jo Ennis, a retired school teacher from Marion, Iowa, said she never understood how anyone could fall for an investment scheme until it happened to her—and she lost her retirement savings and an inheritance.

According to court records, Ennis was one of numerous Iowa victims who lost millions of dollars in a Ponzi-type scheme orchestrated by Noah Aulwes, former owner of Covenant Advisors of Cedar Rapids, Iowa. Aulwes plead guilty last year to theft in the first degree, securities fraud and money laundering and received a prison sentence of up to ten years, according to Linn County District Court, case FECR92810.

According to victim impact statements read during the sentencing hearing, Aulwes preyed on retirees, using charm and Christianity to get a foot in the door and gain victims’ trust to invest in hedge funds, real estate, private venture and other sub-funds through Covenant’s private placement fund.  

“Noah presented seemingly good investments, like buying foreclosed homes to be resold for a profit; but unfortunately the profits were only on paper, and when we tried to get our money out, it was gone,” said Ennis. “When you think you have yourself set up for retirement and have it taken from you—you feel nothing but anxiety and fear. It’s ruined my life and has wrecked my relationships with my family.”

According to Commissioner Gerhart, Iowans need to take the time to double-check investment offers and verify whether the adviser and offer are legitimate. The Iowa Insurance Division has created a website, http://www.IowaFraudFighters.gov, to help educate Iowans on common investment and insurance scams and provide tips to prevent fraud, verify investment offers and report fraud. The site includes answers to frequently asked questions and a checklist of information to gather from investment advisers to verify the legitimacy of the offer and ensure the investment adviser is licensed.

The “Iowa Fraud Fighters—Shield Your Savings” program also includes six consumer outreach and educational forums across the state, with the first forum kicking off at Park Place Event Centre in Cedar Falls on Sept. 24. Forums will also take place at the Sioux City Convention Center on Oct. 29, Honey Creek Resort in Moravia on Nov. 21 and three additional locations in spring 2014.

“These forums give Iowans the opportunity to speak with several government agencies and learn about the state resources available to help prevent fraud from happening to them or a loved one,” said Gerhart. “We also want Iowans to know we are here to help them take charge in the fight against fraud and report fraud when it occurs.”

Commissioner Gerhart, Department on Aging Director Donna Harvey and representatives from Iowa Attorney General Tom Miller’s office, Area Agencies on Aging and Senior Health Insurance Information Program (SHIIP) will present the program. Registration begins at 11:30 a.m., lunch and presentations conclude at 1:30 p.m. and informational booths staffed by agency representatives and AARP, a forum assistance provider, will close at 2 p.m. To RSVP for the kick-off presentation and complimentary luncheon, call toll-free at 866-559-7114 or visit IowaFraudFighters.gov by Sept. 19.

In addition to the community forums, brochure and website, the public education program includes a TV and newspaper public service advertising campaign that runs through May 2014.

About Iowa Insurance Division

The Iowa Insurance Division (IID) has general control, supervision and direction over all insurance and securities business transacted in the state, and enforces Iowa’s laws and regulations. The IID investigates consumer complaints and prosecutes companies, agents and brokers engaging in unfair trade practices. Consumers with insurance or investment questions or complaints may contact the IID toll-free at 877-955-1212, or visit the division on the Web at http://www.iid.state.ia.us.











Attachments





















Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









HouseReports.org Adds Live Chat To Acquire Consumer Reviews and Avoid Scams

Author: admin  //  Category: Consumer Scams

HouseReports.org Adds Live Chat To Acquire Consumer Reviews and Avoid Scams










Las Vegas, NV (PRWEB) August 19, 2013

HouseReports.org is at it again.

Everyday the focus of HouseReports.org is to improve customer experience and satisfaction. What better way than install quick, fast and effective methods for the customer’s to reach HouseReports.org representatives. Whether customer’s call because the database did not find the particular information searched for or there is an issue with the report or account. HouseReports.org has added live chat for consumer convenience and peace of mind.

Dedicated agents will be available 8AM – 5PM MST and 10AM – 7PM EST on the new live chat project. Live chat has many benefits but here are just a few to point out:


convenient and easy to use for customers
saves customer’s time by quickly resolving situations
easily save the conversation in writing for future reference
maintain customer privacy
allows customers to speak for someone else

A customer previously stated: As a customer, It is a great feeling to have someone that can immediately take care of requests. Also, with dedicated agents, all questions, concerns and inquiries are handled in a timely manner. To get the best results, Chat has proven to be the most efficient option, and it gets the best results while conserving time, money, and privacy.

HouseReports.org is extremely excited about what the future holds. Continuing the journey to create quality, time-saving, and effective customer support methods.











Attachments


















Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Long Island Insurance Investigator Provider, The Protective Group, Comments On How False Claims May Make a 15% Insurance Rate Drop Impossible

Author: admin  //  Category: Scam Reports

Long Island Insurance Investigator Provider, The Protective Group, Comments On How False Claims May Make a 15% Insurance Rate Drop Impossible











Bohemia, NY (PRWEB) September 09, 2013

John Monderine, CEO of Long Island insurance investigator provider, The Protective Group, comments on a September 5th article published by Insurance News Daily titled “Auto insurance fraud to blame for high costs” which discusses how the costs of dealing with false claims may be preventing insurance companies from dropping their rates 15%.

The Insurance Bureau of Canada (IBC) has a big task in front of them. The official opposition in Ontario, the New Democratic Party (NDP) has been investigating auto insurance rates. The NDP believes that minority Liberal government should force a 15% rate decrease in auto insurance rates.

“We’re going to be fighting for those consumers right across our province,” announced Charles Sousa, the Finance Minister of Ontario. Unfortunately, the efforts put forth to lower the auto insurance rates may be futile. Insurance investigator Justus Jurica provides many counts of fraudsters. These accounts of insurance fraud are what suspend the rates at such a high price. “Insurance adjusters that work for the insurance companies will call me because they have reason to believe that someone is scamming the system,” says Jurica. “I couldn’t tell you but I don’t think we’re anywhere near, I don’t think we’re anywhere near 15%,” says Ralph Palumbo of the IBC.

“There are enough bogus insurance claims out there to support an entire industry of private investigators,” says John Monderine, CEO of insurance investigator provider The Protective Group. “There are thousands of investigations going on at all times, and those investigations aren’t cheap. I can understand why the IBC is having difficulty finding a way to make the 15% drop in their rates, if that’s the real reason.”

The Protective Group is an elite full service private security firm with specializations in special event security, corporate security, private investigators, insurance investigators and surveillance. Its top-notch professional security guards have over 150 years of combined law enforcement service and its security personnel are physically fit, professional, athletic, and completely dedicated to ensuring events proceed without a hitch. From charity runs and fashion shows, to fundraisers and art shows, The Protective Group instills confidence and assures safety at an exclusive event or place of business.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









The Commercial Movers to Offer New E-book to Relocating Businesses

Author: admin  //  Category: Uncategorized

The Commercial Movers to Offer New E-book to Relocating Businesses










Los Angeles, CA (PRWEB) January 29, 2014

The Commercial Movers know that moving can be a nightmare for any business, and they do their best to ensure clients are properly prepared. In order to enable businesses to make better decisions regarding the moving process, they plan to create and offer a free new e-book that will address common concerns and update potential customers on the state of the company in 2014.

One supervisor from The Commercial Movers, Ronald Shea, is excited to see the new information released. “People have many questions and concerns when dealing with corporate movers, and some business leaders panic during the transition. This book will hopefully act as an FAQ of sorts, and answer some of those questions before they decide on which services they will or won’t need. It’ll definitely help business executives better plan space and infrastructure requirements.”

The e-book will discuss how to take advantage of convenient corporate office relocation services commonly offered by commercial moving companies before the move. Movers often offer professional packing services that lower the chances of accidental breakage, but unfortunately these are rarely used. Claims filed due to damage are rendered moot when all packing is done by the movers themselves, saving everyone time and money.

Shea emphasizes, “The greatest thing about this book is that it lets people know about common scams. IT relocation services are very important, and the delicate procedures should be left in the hands of professionals. Sometimes when unlicensed movers are used, theft can occur.”

Shea is of course referring to the vast swaths of data that can be found in the networks and servers of even the smallest businesses. Many unlicensed movers are scam artists falsely offering their services with the intent of stealing employee information. Identity theft is a common practice, which can lead to the leveling of lawsuits against companies that cannot afford them. The Commercial Movers offer specialized IT relocation services meant to keep that information sealed and protected for the duration of a move, preventing any loss.

In addition to revealing common scams and fraud associated with moving, the new e-book will offer a calendar of upcoming events, including new branch openings and company sponsored community services. Evolving trends in the industry will also be described in detail. Tips and testimonials will give future clients an impression of how The Commercial Movers transport and protect their inventory.

The Commercial Movers have been protecting their customers from unnecessary losses for years, and plan to offer more elaborate IT relocation services aimed at reducing unforeseen expenditures in the future.

Visit The Commercial Movers online for additional news and information.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









International Dating Expert Peter Christopher and Global Fiance Release New Book

Author: admin  //  Category: Uncategorized

International Dating Expert Peter Christopher and Global Fiance Release New Book











Peter Christopher


Hilo, HI (PRWEB) January 29, 2014

Peter Christopher, international dating expert and founder of ChristianFilipina.com, today announced the official release of his new book – How to Meet, Date, and Marry Your Filipina Wife. Available now on Amazon.com and in bookstores, the book features testimonials, advice, and practical guidelines for men across the globe seeking meaningful companionship.

The book launch marks the beginning of what is set to be another successful year for Peter Christopher, who – along with wife and co-owner Milyn Christopher – recently garnered two top industry awards for best-in-class dating site ChristianFilipina.com (a division of Global Fiance). In the past year, the duo also teamed up with two other online dating pioneers to found the International Alliance for Honest Dating Sites. The mission of the organization is to develop and uphold standards for sites that operate in the online dating industry – a market too often fraught with dishonesty and scams.

A renowned expert and advocate for integrity within the industry, Christopher provides a unique perspective in his exclusive new book. With a large focus on the international market, the book serves as a valuable resource for men who want to expand their search for a partner beyond US borders. Christopher’s goal is to educate his readers and enable them to create new opportunities for finding love, which may have previously seemed out of reach.

“Men and women are now learning that they no can meet friends – and even a life partner – anywhere in the world,” said Christopher. “Hundreds of thousands of men and women have now found love overseas. I’m glad to have now published my first book and believe it is the definitive resource for men who would like to meet a compatible Filipina wife.”

More information is available on the official book page at Peter Christopher’s website.

The full-color version of How to Meet, Date, and Marry Your Filipina Wife can now be purchased on Amazon.com.

About Christian Filipina

Christian Filipina is a premier online destination for Christian singles worldwide. The trusted website features numerous resources and testimonials, as well as a lively singles community. Of its member base of over 200,000 eligible men and women, thousands have already met and found lifelong love.

Peter Christopher, founder of Christian Filipina, has appeared on the BBC for his work fighting fraud in the dating industry. He lives near Hilo, Hawaii with his wife and family. For more information please visit http://www.ChristianFilipina.com.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









3 Top Consolidation Loan Companies In Boston, Massachusetts Announced By BestDebtConsolidationLoans.org

Author: admin  //  Category: Uncategorized

3 Top Consolidation Loan Companies In Boston, Massachusetts Announced By BestDebtConsolidationLoans.org











Best Debt Consolidation Loans


Boston, MA (PRWEB) February 13, 2014

BestDebtConsolidationLoans.org is trying to help consumers in the State of Massachusetts by providing them with the list of top 3 consolidation loan companies. The debt relief website wants to help consumers avoid being a victim of debt relief scams.

The reviewers of the debt relief website chose the top 3 companies based on the following criteria: customer satisfaction, debt solution, and service fee. They also wanted to list the companies that are most reliable, trustworthy and honest. With all the scammers out there, this comes as good news to consumers who are looking for professional debt help.

Out of the many companies providing their services in the State of Massachusetts, these three companies rose above the rest.

1. National Debt Relief is on top of the list with a 5 star rating. The reviewers of the site gave it a high mark because they offer the best choices in terms of debt solution. Not only that, they charge reasonable fees. This is what helped them maintain an A rating from the Better Business Bureau. Consumers who have debt of $ 7,500 or more can avail of the services of this company. They offer custom made debt relief programs that are patterned after the type of debt, creditor and the financial history of the consumer. The company pride themselves in giving their clients the peace of mind that is oftentimes unheard of for clients who are in debt.

2. The second debt relief company on the list is CuraDebt with 4 ½ stars. This company has a good working relationship with creditors and that puts them in a good position to negotiate in behalf of their clients. Residents of Massachusetts can avail of their services if they have $ 10,000 debts or more. The company offers free consultation during the first meeting and does not obligate the client regardless of what goes on during the meeting. Apart from debt, the company also offers to help clients with tax debts, student loans and other defaulted loans.

3. The last company is American Debt Enders with 4 stars. The company is relatively new – having started in 2007. They accept debts that start from $ 5,000 and higher. This company is known for the compassionate and honest debt experts that they employ. It makes the whole debt relief program all the more effective because clients feel at ease with the debt professionals. They are not only experienced with debt, they can also help their clients improve their credit scores. Their website is a rich resource of debt relief information that is available even to non-clients.

Best Debt Consolidation Loans encourage the residents of Massachusetts to consider these companies when they search for debt help. Visit their website to read the whole review about the three companies.













Follow us on:

Contact's Google Plus














Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.